Debit Card security is one of the gravest concerns among all ATM owners and consumers. With growing Debit frauds and thefts its very necessary for one to the follow some important security measures related to its usage.
1. Often Use A Bank ATM
Often use ATMs near banks as they have a much higher security in comparison to ATMs far away, and avoid using ATM machines that are away from the bright lights and from cameras of the bank are at a much higher risk for fraud. And also do it during regular business hours and avoid using after business hours. Look for Skimmers or any kind of weird devices or layouts in the ATMs as they may be setup to hack your card details.
2. Cover your PIN and change them at regular intervals
This old fashioned way to safeguard your account and the most effective one is to cover your PIN while typing them. While using your ATM card ensure that you type the PIN by covering it from any camera, so that only you can see them and not anyone else could. It is always advisable to change your PIN every quarterly or half yearly, only if you can remember them, as it makes to guess your PIN
3. Keep small Cash In Your Checking Account
When using an account to withdraw money, always use an account with low amount of cash. The accounts that have more money get more attacks.An if they are attacked by fraudster only a small amount of money will get lost. Transfer small amount of money from your main account to avoid the loss of big amount.
4. Sign Up For 2-Step Authentication
Many banks give you the opportunity to sign up for 2-Step authentication. That means that a username and password is not sufficient for signing into your account. Instead, you need to have a text message sent to your phone, or an email sent to your account. You are usually given a number of options for setting up this higher level of security. This adds up an extra level of security to your account safety.
5. Set Up Daily Alerts With Your Bank
Most banks give you the option to their customers to set up alerts for any kind of alerts but many of the customers do not apply for them, but for text message alerts, because it gives alerts on any kind of activity that happens with your account. And it just cost an extra penny.
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1. Often Use A Bank ATM
Often use ATMs near banks as they have a much higher security in comparison to ATMs far away, and avoid using ATM machines that are away from the bright lights and from cameras of the bank are at a much higher risk for fraud. And also do it during regular business hours and avoid using after business hours. Look for Skimmers or any kind of weird devices or layouts in the ATMs as they may be setup to hack your card details.
2. Cover your PIN and change them at regular intervals
This old fashioned way to safeguard your account and the most effective one is to cover your PIN while typing them. While using your ATM card ensure that you type the PIN by covering it from any camera, so that only you can see them and not anyone else could. It is always advisable to change your PIN every quarterly or half yearly, only if you can remember them, as it makes to guess your PIN
3. Keep small Cash In Your Checking Account
When using an account to withdraw money, always use an account with low amount of cash. The accounts that have more money get more attacks.An if they are attacked by fraudster only a small amount of money will get lost. Transfer small amount of money from your main account to avoid the loss of big amount.
4. Sign Up For 2-Step Authentication
Many banks give you the opportunity to sign up for 2-Step authentication. That means that a username and password is not sufficient for signing into your account. Instead, you need to have a text message sent to your phone, or an email sent to your account. You are usually given a number of options for setting up this higher level of security. This adds up an extra level of security to your account safety.
5. Set Up Daily Alerts With Your Bank
Most banks give you the option to their customers to set up alerts for any kind of alerts but many of the customers do not apply for them, but for text message alerts, because it gives alerts on any kind of activity that happens with your account. And it just cost an extra penny.
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